FHA Loans

FHA loans offer flexible financing with low down payments starting at 3.5%. Perfect for first-time homebuyers and those with moderate credit.

Key Features

  • 3.5% minimum down payment
  • 580 minimum credit score
  • Gift funds allowed
  • Flexible underwriting

FAQ

What is an FHA loan?

An FHA loan is a mortgage insured by the Federal Housing Administration, offering low down payments (3.5%) and flexible credit requirements (580 minimum credit score).

How much down payment for FHA?

FHA loans require a minimum 3.5% down payment with a 580 or higher credit score.