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WASHINGTON (AP) — Mortgage lenders would be required to give better estimates of closing costs and improve disclosure of payments to mortgage brokers under rules proposed Friday by the President Bush and the Department of Housing and Urban Development.
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Between September 2006 and October 2007, lenders and financial institutions across the nation filed 46,717 reports of attempted or suspected mortgage fraud. This number is up 32 percent from the previous year, and the FBI tallied 260 convictions on mortgage-related crimes in 2007.
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A Mortgage Broker has published the lender guidelines for transportable homes. This includes major banks, and other financial institutions rules for loans secured by manufactured homes, removal homes, prefabricated homes, modular homes and other residential house construction styles.
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It seemed like the perfect storm, house prices were rising and when we were having our greatest housing boom in American history, we were suckered by unscrupulous mortgage lenders who offered us loans for houses we could not afford. The problem is now those loans are adjusting,